First Community Bank of Southwest Florida | Community Bank of Cape Coral | Sanibel Captiva Community Bank
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Start now to save for your retirement. Sanibel Captiva Community Bank offers IRAs using Certificates of Deposit. We pay very competitive yields on our IRAs. Call 239-472-6100 and ask for a Customer Service Representative to help you build for your future.
  • Minimum balance/opening deposit: $500.
  • Free notary service.
  • Penalty for early withdrawal equals the amount of 60 days interest for CD's of one year or less in duration and 90 days interest for CD's of more than one year.
IRA Rates and Yields
Account Interest Rate APY*
12 months 1.98% 2.00%
18 months 1.98% 2.00%
24 months 1.98% 2.00%
36 months 2.22% 2.25%
60 months 2.22% 2.25%
The APY is accurate as of:
* Annual Percentage Yield