First Community Bank of Southwest Florida | Community Bank of Cape Coral | Sanibel Captiva Community Bank
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With a Certificate of Deposit, you can rest assured your money is earning interest and is safe! We have different terms available to match your goals and needs.
  • Minimum balance/opening deposit: $1,000.
  • Free notary service.
  • Penalty for early withdrawal equals the amount of 60 days interest for CD's of one year or less in duration and 90 days interest for CD's of more than one year.
Personal Certificates of Deposit Rates and Yields
Account Interest Rate APY*
3 months 1.73% 1.75%
6 months 1.98% 2.00%
9 months 2.22% 2.25%
12 months 1.98% 2.00%
14 months 1.98% 2.00%
18 months 1.98% 2.00%
24 months 1.98% 2.00%
36 months 2.22% 2.25%
60 months 2.22% 2.25%
The APY is accurate as of:
* Annual Percentage Yield